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March 7, 2014


Due to the requirements of the Affordable Care Act (also known as “Health Reform” or “Obama-Care”) the BAC Local #2 Health Fund must alter the manner in how ‘Opt-outs’ are administered. Beginning May 1, 2014 two important points are described below:

1. All members who are currently opted-out of coverage with the Health Fund must re-submit documentation to demonstrate you still have employer sponsored coverage through your spouse. If you do not do so by May 1, 2014 you will be enrolled in a single plan with the Fund. Therefore, please remit a copy of your current insurance card (with your name) AND a copy of the Summary of Benefits & Coverage. According to the ACA coverage must meet ‘minimum value’ which means it must cover at least 60% of the cost of benefits offered under such plans. Basically (like before) if this other coverage is comparable to the Local #2 coverage, it will meet this standard.

2. Beginning May 1, 2014 only members who have (other) employer sponsored coverage will be allowed to opt-out. Therefore if you have coverage on the NYS exchanges, individual health insurance or Medicaid coverage you will not be allowed to opt-out and you will be enrolled in a single plan on May 1, 2014.


The Health Fund has created a Wellness Committee whose goal is to prevent or eliminate health risk factors in order to help eliminate future chronic diseases; keep healthy people healthy and educate unhealthy at risk people, to reduce or eliminate those rick factors. This will save lives and save the Fund money which will reduce and/or stabilize premiums for all members. As an incentive, to get members engaged, the Wellness committee is offering a $100 gift card to all insured members who get a physical with biometric screening.

The Wellness Committee is pleased to announce the winner of the $250 slogan gift-card Challenge to Tom Seward. The winning slogan is: ‘BAC Blueprint for a Healthier Future’ this slogan will be used on all wellness correspondences. Congrats to Tom!

Please make sure your dependent and beneficiary information is up-to-date with the Fund Office.

Stephen O'Sick, Fund Administrator

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