Teamsters Local 1932 Health and Welfare Trust



	Teamsters Local 1932 Health & Welfare Trust Special Open Enrollment is October 12 – 23, 2020 Invest in Your Future. This Is Where It All Starts. Click Here To View Answers to FAQs. View FAQs Benefits for You and Your Family With Your Participation We Can Make Things Possible. You're in Control But We're Here to Help. Learn More QUESTIONS OR ENROLLMENT ASSISTANCE? Contact (909) 494-2916 or (866) 484-1337. QUESTIONS ABOUT THE TRUST? Read the FAQs Teamsters Local 1932 Health & Welfare Trust offers Medical, Dental and Vision Plans Please contact your dedicated Customer Service department at (909) 494-2916 if you have questions or need assistance. Each year during your Open Enrollment period, you can enroll online by logging into this site or by completing the Paper Enrollment form. Choose from the options below to submit your completed paper enrollment form: E-mail: Teamsters1932eligibility@zenith-american.com Fax: 909-789-1311 Mail: Teamsters Local 1932 Trust, P.O. Box 571, San Bernardino, CA 92402-0571 Open Enrollment Form New Hire Enrollment Form Qualifying Life Event Enrollment & Premium Deduction Election Forms MBO Enrollment Form Online Enrollment Instructions Download Open Enrollment Form Download MBO Enrollment Form Download New Hire Enrollment Form Download Qualifying Life Event Enrollment & Premium Deduction Election Forms Zenith American Solutions - Plan Administrator Read More HEALTH AND WELFARE TRUST You asked; we listened! Teamsters Local 1932 is proud to announce the Health and Welfare Trust available to Teamsters Local 1932 Members only. Affordable healthcare comes first and, with your participation, more benefit improvements will become possible going forward. Learn More BENEFITS AT A GLANCE Teamsters Local 1932 Health and Welfare Trust offers the same plan options and carriers available under the County plans; Blue Shield, Kaiser, Delta Dental, and EyeMed. Some plans are at a lower out-of-pocket cost than the County; and one plan option is exclusive to Teamsters Local 1932 Members only through the Teamsters 1932 Trust. General Unit Plan Overview Cost Comparison MBO Cost Comparison Preschool Services Department 9 Month 12 Month Fire Auxiliary Services Unit Cost Comparison OPEN ENROLLMENT Exciting news! As a Union Member you will have an opportunity to enroll in the Teamsters Local 1932 Health & Welfare Trust. The electronic enrollment process is an easy to use online tool. Please call the Trust Fund's Customer Service department if you need assistance, at (909) 494-2916. Enroll Now ADDITIONAL RESOURCES New Hire Packet MBO Packet Qualifying Life Events Packet Learn More About Your Benefit Plan Options Resources Presentation Contact Shield Concierge HMO Gold Trio ($20 copay) Brochure Plan Summary Summary of Benefits & Coverage FAQ HMO Gold Access+ ($40 copay) Plan Summary Summary of Benefits & Coverage HMO Platinum POS Plan Summary Plan Summary (Spanish) Summary of Benefits & Coverage FAQ PPO Needles Plan Summary Summary of Benefits & Coverage FAQ PPO Non-Needles Plan Summary Summary of Benefits & Coverage FAQ Resources Emergency Services Claim Form Kaiser Mental Health Services Release of Information Unit Healthy Resources Guide Health Resources Guide (Spanish) Lets Stay Healthy Together Flyer (Mental Health) Lets Stay Healthy Together Flyer (Travel Care) Lets Stay Healthy Together Flyer (Mental Health) (Spanish) Lets Stay Healthy Together Flyer (Travel Care) (Spanish) OE Marketing Booklet OE Marketing Booklet (Spanish) Mobile App Flyer HMO Platinum Plan ($10 copay) Plan Summary Summary of Benefits & Coverage HMO Gold Plan ($40 copay) Plan Summary Summary of Benefits & Coverage Resources Where's My ID Card? Stay Connected DHMO DCU Nevada DCU California DCU Arizona DPPO Delta Dental PPO Resources EyeMed Member FAQ How to Access and Use Benefits How to Use Member Website How to Use Mobile App Member Perks Personal Guidance Text Alerts EyeMed Plan EyeMed Plan Summary 2020-21 Open Enrollment Guide View Guide 2020-21 Summary Plan Description View SPD General Unit MOU General Unit MBO General Unit BBOU General Unit Side Letter Preschool Department MOU Fire Auxiliary Services Unit COMING SOON! CLOSE Open Enrollment Webinar Recordings June 2020: OE Webinar – Featuring Randy Korgan June 2020: OE Webinar – All Questions Answered Q&A or FAQ About the Teamsters Trust What is the background on the formation of Teamsters Local 1932 Health & Welfare Trust? To answer this question, it's important for you to first understand why the Trust was created. Leading up to contract negotiations with the County, Teamsters Local 1932 surveyed thousands of active members to understand the issues that are most important to them. We received an overwhelming response. The majority of the population said that the number one issue is rising healthcare costs. Negotiations were conducted by the Teamsters Local 1932, on behalf of their membership, which resulted in an immediate adjustment to what the employer will cover in costs through the MPS, which increases the savings for members. Under the County, the Teamsters had no control over the plan design, pricing, or related options. Even though the Teamsters participated in the EBAC meetings, we had no voice and no vote on any items with the benefit committee. The creation of the Trust Fund provides the Teamsters Trustees full authority over the Plan, with the guidance of the Trust’s Consultant, Attorney and Plan Administrator. Historically, the County has managed healthcare on a 3-year basis. The Trust Fund now has direct bargaining power with the Carriers rather than simply accepting what the County negotiates. Why create a Trust Fund? A Trust Fund provides the opportunity to build a savings account for the Trust, also known as reserves. Reserves can build and once large enough, additional benefit offerings and plan improvements are attainable. The Teamsters Local 1932 Health and Welfare Trust is already planning for benefit improvements in the future. Those benefits will come as more members join the Trust and reserves grow. There are zero negatives, only positives to building the Trust. The positive changes you will be seeing during this open enrollment is only the beginning. The Teamsters are already planning for additional improvements going forward and these will only happen through member participation. What is the benefit of switching to the Teamsters Local 1932 Health & Welfare Trust? A While the Teamsters Local 1932 Health & Welfare Trust offers the same Plans as the County, some are at a lower out-of-pocket cost than the County offers; and, one new Plan Option is exclusive to Teamsters Local 1932 Members only, the Blue Shield Gold Trio Plan ($20 co-payment), you now have a choice. You can elect to stay in the County’s Plan or as a proud Union Member, you can elect to move into the Teamsters Trust. Saving a few dollars in your out-of-pocket costs toward medical coverage and expenses is the first step for the Trust. The realized benefit is in what the Trust Fund will be doing in the future. Through increased participation, and as funds become available, benefits will be added. One of the many questions the Teamsters are asking Members is "what benefits are important to you?" That is the beauty of the Trust Fund, YOU have a say in the future of YOUR Plan and YOUR benefit offerings. About Enrollment Can I wait until next year to enroll in Teamsters Trust? You will have the choice again during the next Open Enrollment. As a proud Teamsters Local 1932 Member why wait? You have the once in a lifetime opportunity to get in on the ground floor. In 2020, Teamsters Local 1932 Health and Welfare Trust is kicking off its foundational year bringing forth-lower benefit costs, plus an additional medical plan option to its members. Our goal is to offer more benefits in the future, but for members to be fully eligible for those benefits when they begin, members need to register now or possibly face waiting periods for participation in those new benefits. Register today: https://teamsters1932.zenith-american.com or call (909) 494-2916 or (866) 484-1337. Whom can I contact to have my questions answered? Teamsters Local 1932 Health and Welfare Trust's dedicated Customer Service Team is available to assist you during open enrollment and beyond. Your Customer Service phone lines are open 8:00 a.m. – 5:00 p.m. Monday through Friday (closed on holidays): Phone: 909.494.2916 866.484.1337 Email: Teamsters1932eligibility@zenith-american.com Website: teamsters1932.zenith-american.com You can log onto teamsters1932.zenith-american.com to view your Plan choices and the cost comparison and Enroll. Will this be a replacement for the County offered healthcare insurance? The Teamsters Local 1932 Trust is being offered as an alternative to the County's plan. Teamsters Members have the option of enrolling in the Teamsters Local 1932 Trust, or remain on the County's plan. You can log onto teamsters1932.zenith-american.com to review your Plan choices and cost comparisons between the County's plan and the new Teamsters Local 1932 plan. Will the MPS be the same for Teamsters as it is for the County? Yes, the MPS for Employee only will be the same for Teamsters as it is for the County. Through Collective Bargaining negotiations, Teamsters Local 1932 negotiated a higher MPS than what you had in prior years. The PSD employees do not have an additional MPS for dependent coverage, and there is no Dental Premium Subsidy (DPS). Will I have the same Plan options available through Teamsters as I had through the County? Yes, Teamsters Members will have the same plan options and the same carriers under the Teamsters Trust as available under the County: Blue Shield, Kaiser, Delta Dental and EyeMed. The Teamsters Trust is pleased to announce that Members will now have an additional Plan choice, Blue Shield Trio Gold which is not available under the County's benefit plans; and several Plan options with a lower out of pocket cost towards coverage Where can I get a cost sheet? The benefit plan comparison and cost comparison are available on the website at teamsters1932.zenith-american.com. Additionally, if you would like these documents emailed to you, you can contact the dedicated Customer Service representatives at (909) 494-2916, or email your request to teamsters1932eligibility@zenith-american.com. How do I enroll in the Teamsters 1932 Trust during the Preschool Services Department (PSD) Special Enrollment period? The Special Open Enrollment period is available October 12 – 23, 2020 for PSD employees. Teamsters Local 1932 Health & Welfare Trust has an easy to use self-service Online Enrollment module. Please log onto https://teamsters1932.zenith-american.com to review your Plan choices, benefit & cost comparisons and review Plan details. Teamsters Local 1932 Trust offers all of the same Plan options you had with the County, plus a new exclusive lower cost option. There is an Open Enrollment Guide that provides step-by-step instructions on enrolling. When you are ready, click on the Enroll Now button. If you need assistance, please contact the dedicated Customer Service department at (909) 494-2916. How do I enroll in the Teamsters 1932 Trust as a NEW HIRE during the year? New hire enrollment materials are located at: https://teamsters1932.zenith-american.com/NewHire On the website you will find detailed plan information, including the employee cost comparison and premium rate tables for the Teamsters Local 1932 Health and Welfare Trust benefit plan options, which are available to Teamsters Local 1932 members. In addition, as a Teamsters Member, you have a new Plan choice, Blue Shield Gold Trio Plan, which is exclusive to Teamsters Members. The Gold Trio Plan is not available through the County. Once you review the enrollment materials, call Customer Service at 909-494-2916 or toll-free, 1-866-484-1337, to set up your account. They can either provide you with your Activation Code so you can enroll online; or, they can take the information over the phone and enroll you immediately. Customer Service is available Monday through Friday from 8 am to 5 pm PDT. After activating your account, you may now enroll through the Teamsters Local 1932 Health & Welfare Trust online enrollment module at https://teamsters1932.zenith-american.com/NewHire; or Customer Service can help walk you through enrollment. What if I experience technical issues or do not receive my activation code when enrolling online? Please contact the dedicated Customer Service representatives at (909) 494-2916, or email your request to teamsters1932eligibility@zenith-american.com. The Future of the Teamsters Trust How will the Teamsters Local 1932 Health & Welfare Trust help me with Retiree Coverage? The Teamsters Local 1932 Trust is looking to offer additional benefits in the future. One of the items currently being reviewed is the ability to offer Retiree coverage, something that Teamsters Local 1932 Members don't have available under the County's Plan. Under the County system, there is no retiree medical component. Under the Trust Fund's system, retiree medical coverage can be established on a going forward basis. The Trust Fund is looking to provide long-term solutions to Teamsters Local 1932 Members and their families. What are some of the initiatives and future benefits being considered? One of the first initiatives of the Teamsters Trust is conducting an analysis to provide Direct Primary Care through a clinic model, as an option to manage costs and provide better care. The Trust is looking to build direct primary care clinics or wellness clinics to give members personalized and local care. The first site under consideration would be connected to the Trust Office adjacent to the Union Hall. The Direct Primary Care clinics offer a preventative care approach for member relationships with physicians. With Direct Primary Care models, there is little to no wait times, even if your direct primary care physician is unavailable. How to Enroll The Teamsters Trust Results of Negotiations Ready to Enroll? Login to Enroll for Benefits Enroll Now Daniel Bohorquez Customer Service Supervisor Jesica Gretz Customer Service Representative Leticia Duran Customer Service Representative Claudia R. Diaz Customer Service Representative This is what unions are all about: when we come together as workers, we improve our ability to win fair compensation for our work. In the immediate and over the long-run, this dynamic is what creates financial stability at home and in our communities. Randy Korgan Secretary-Treasurer / Principal Officer
Teamsters Local 1932 Health & Welfare Trust 433 North Sierra Way Post Office Box 571 San Bernardino, California 92402-0571 (909) 494-2916 or (866) 484-1337 Privacy Policy Experiencing Technical Problems? Read the Technical Troubleshooting Guide for help with common problems. Loading Please wait while your PDF is loaded...