The purpose of the Retiree Plan is to:

1. Subsidize eligible pre-65 retirees for the cost of health insurance premiums up to $750 per month and post-65 retirees up to $200 per month.
2. Offer medical, dental, vision and prescription benefits to both eligible pre-65 and post-65 retirees.

Eligibility for individual participants shall be determined according to the provisions of the MOU between the various Unions and Employers participating in the Trust, along the rules described below. Coverage will become effective on the first day after active coverage ends due to retirement.

Eligible Retirees must complete a Retiree Plan Enrollment Form to enroll themselves and/or their eligible Surviving Spouse. Neither you nor your Surviving Spouse will be eligible for benefits until you have submitted a completed Enrollment Form to the Trust Administration Office and have been notified that your enrollment is complete, and your participation has been approved.

Note: Dependents will not be eligible for coverage.

Medical Expense Reimbursement Plan

A Medical Expense Reimbursement Plan is a reimbursement account the Trust establishes on your behalf. Each month, the Trust credits a specific dollar amount to your account to help cover the cost of eligible health care expenses for you. You can use the Plan to reimburse yourself for health insurance premiums you incur. You may not use the Plan to be reimbursed for expenses incurred by your domestic partner or your domestic partner's child(ren) unless they qualify as your tax dependent.

Maximum Monthly Benefit - Premium Reimbursement

Individual Category	Maximum Monthly Benefit Amount
Pre-65 Eligible Retiree	$750
Post-65 Eligible Retiree	$200
Pre-65 Spouse	$375
Pre-65 Surviving Spouse	$750
Post-65 Surviving Spouse	$200

The Trust has partnered with Via Benefits Insurance Services to help you make a funding decision and/or a healthcare election. You will have access to concierge service and begin to shop for and enroll in a new medical plan. Via Benefits is an unbiased resource that will help you navigate your health care choices and provide guidance as you choose coverage. Services include:

• Medical Expense Reimbursement Plan (MERP)
• Helping you find and enroll in health insurance coverage(s)
• Offering support and guidance throughout the year

Considering retirement? Reach out for assistance to begin preparation and research plans available to you.
Call: 1-855-233-5513 (TTY: 711)
Online: discoverviabenefits.com

If you are a Pre-65 Retiree, Via Benefits can assist with your MERP set up for the $750 Trust subsidy reimbursement and enrollment in a marketplace plan.
Call: 1-855-233-5513 (TTY: 711)
Online: marketplace.viabenefits.com/Teamsters1932HandW

If you are a Post-65 Retiree, Via Benefits can assist with enrollment in a Medicare plan.
Call: 1-855-233-5513 (TTY: 711)
Online: my.viabenefits.com/Teamsters1932HandW

Need healthcare benefits for your dependents? You may shop for plans for your family. When you call ask for Via Benefits and you will be directed to the concierge service for assistance on purchasing plan(s) though the marketplace.
Call: 1-855-233-5513 (TTY:711)
Online: marketplace.viabenefits.com