The PPO Needles Plan is only offered to members assigned to work locations in the Needles, Trona, and Baker areas. Please check with your benefit administrator to make sure you are eligible to enroll in this plan.
With the PPO Needles Plan, you can receive care from any of the physicians and hospitals within the plan's network, as well as outside of the network for covered services.
Within the provider network
Within the PPO Network, preventive care services such as a flu shot are fully covered. Going to providers in the PPO Network provides you with the lowest out-of-pocket costs.
Outside the provider network
When you see a non-network provider, what you ultimately pay depends on fees above Blue Shield's allowable amounts. Those fees vary and can be costly. Non-network providers usually require you to pay the full amount at the time you receive care. You then submit a claim with an itemized doctor's bill to Blue Shield.
For more details, visit blueshieldca.com/teamsters1932.